Payment, Interest Rates & Credit Cards

I learned about Payments, Interest Rates and Credit Cards in my current lesson of EverFi. You can use The Rule of 72, to determine how long it will take to fully pay back debts or loans. Credit cards are useful in situations where you don't have the money you need to buy something. A credit card is also used to purchase items online, just make sure to pay the bank back for the money you borrowed with the credit card. Its best to pay it back on time and in full so you don't end up in debt.